Terms & Conditions
Welcome to The Rich Mantra (TRM). These Terms and Conditions (“Terms”) govern your use of our services, including the TRM mobile application (“App”) and website at https://therichmantra.com/ (collectively, “Services”). By using our Services, including accessing any content or subscribing to our stock trading courses, you agree to comply with these Terms. If you do not agree with these Terms, you must refrain from using our Services.
1. Acceptance of Terms
By creating an account, accessing, or using TRM’s Services, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Disclaimer. These Terms apply to all users of the App and website, including free users and subscribers.
2. Eligibility
To use our Services, you must be at least 18 years old. By using the TRM App or website, you represent and warrant that you are at least 18 years of age and have the legal authority to enter into this agreement.
3. Account Registration
To access certain features of our Services, including paid subscription plans, you are required to create an account. You agree to provide accurate, complete, and up-to-date information during the registration process. You are responsible for safeguarding your account credentials and for any activity that occurs under your account. You must immediately notify us of any unauthorized use of your account.
4. Subscription Plans and Payments
a. Free and Paid Content
TRM offers both free and paid stock trading courses. Access to paid content requires a subscription, which can be purchased through the App or website.
b. Payment Terms
All subscription fees are due in full at the time of purchase. By subscribing to a paid plan, you agree to provide valid payment information and authorize us to charge your chosen payment method. Subscription fees are non-refundable unless otherwise specified by TRM.
c. Auto-Renewal
Paid subscription plans may be set to auto-renew at the end of the billing period unless canceled prior to renewal. You can manage your subscription and billing settings through your account or the platform from which you purchased the subscription.
5. Cancellation and Refund Policy
You may cancel your subscription at any time through your account settings or the platform from which the subscription was purchased. Cancellations will take effect at the end of the current billing period. TRM does not offer refunds for unused portions of a subscription, except where required by applicable law.
6. Intellectual Property
All content provided through TRM, including but not limited to courses, videos, articles, logos, designs, text, graphics, and other materials, is the exclusive property of TRM or its licensors and is protected by intellectual property laws.
You may not copy, reproduce, modify, distribute, or create derivative works of any content from TRM without prior written consent from us. You are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, educational purposes only.
7. User Conduct
You agree to use the Services in compliance with these Terms and all applicable laws. You agree not to:
- Misuse the Services or interfere with the normal functioning of the App or website.
- Engage in any unauthorized use of the content provided, including resale or redistribution of courses.
- Use the Services to engage in unlawful activities, including fraud, manipulation, or insider trading.
- Upload or transmit any viruses, malware, or other harmful content.
8. Termination
We reserve the right to terminate or suspend your access to our Services, including your account, without notice or liability, if you violate these Terms or engage in any unauthorized or unlawful activity. Upon termination, your right to access any paid content will be revoked, and no refund will be provided for any unused portion of your subscription.
9. Disclaimers and Limitation of Liability
a. No Financial Advice
TRM provides educational content related to stock trading and does not offer personalized financial advice. We do not guarantee any financial outcomes from the use of our content. Please refer to our Disclaimer for more details.
b. No Guarantees
While we strive to provide accurate and up-to-date information, TRM makes no representations or warranties regarding the accuracy, completeness, or reliability of any content provided. We do not guarantee that the Services will meet your expectations or that they will be error-free or uninterrupted.
c. Limitation of Liability
To the fullest extent permitted by law, TRM, its affiliates, instructors, or employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Services, even if we have been advised of the possibility of such damages.
10. Indemnification
You agree to indemnify, defend, and hold harmless TRM, its affiliates, instructors, and employees from any claims, damages, liabilities, or expenses arising out of your use of the Services, violation of these Terms, or infringement of any third-party rights.
11. Third-Party Links
Our Services may contain links to third-party websites or services. TRM is not responsible for the content, products, or services provided by third-party websites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
12. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page, and the “Effective Date” will be updated accordingly. Your continued use of our Services following the posting of changes constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles. Any disputes arising from or related to these Terms or the Services will be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].
14. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
The Rich Mantra (TRM)
Website: https://therichmantra.com/
